A powerful, easy
to use online
platform
The Miris platform is a secure online system; an easy to use and fully interactive tool for the family law professional that answers three major questions:
What is the client’s mortgage capacity?
Input client specific information to auto calculate their mortgage raising capacity and associated deposit requirement.
What mortgages may be available to them?
Use the clients deposit and mortgage capacity to instantly search whole of market to return details of available mortgages with their monthly costs.
Can the client find and afford a suitable property?
Knowing what is affordable, define a suitable location using criteria such as postcode and / or travel times, add property characteristics then search and short list available properties.
The output from these three functions combine to form a ‘client scenario’. Produce and save as many scenarios as you like, or at the push of a button turn them into a clear, concise and complete mortgage capacity and property particulars report.
Build up a client’s list of income and expenditures, include a second party or a cohabitee / partner. Add key information such as retirement age, credit history and available deposit.
The platform then auto calculates your client’s mortgage raising capacity and associated deposit requirement.
Changing any factor, e.g. repayment of a loan, will automatically update mortgage affordability and associated fields such as deposit requirement; immediately see the impact of decisions / offers.
Instantly search ‘whole of market’ mortgage providers to return details of available mortgages with their monthly costs, fees and any charges.
Displays mortgages with 2, 3 and 5 year offer periods, with their associated monthly costs during and after the offer period.
Any changes in affordability calculations carry through to this function so you immediately see updated mortgage availability and pricing.
Set the area for your property search using multiple factors:
- Distance from a postcode
- Travel times to a postcode using transport methods at different times of days
Combine these multiple search criteria to create the target area for your property search.
Finally, add property characteristics such as number of bedrooms to then show all available properties, shortlisting the most suitable.
The outcomes
Select the scenario(s) you wish to present. At the push of a button, the system combines the mortgage capacity, example mortgages, search area & selected properties, to produce a complete, concise, easy to follow report. This can be printed or downloaded and shared electronically.
Perfect for meting your court efficiency filing requirements, for sharing with the other side or as a meeting summary to be used with your client(s) following NCDR.
In addition to the system generated report, The Miris platform directly links with leading mortgage brokers to provide ease of data transfer and communication, improving the efficiency of their involvement. This is ideal for when you require a broker to sign-off a report, or you require a DIP or mortgage offer.
Instantly compare the latest mortgage rates from over 100 lenders using real time data
The Miris platform sources available mortgages using live real-time data from the leading mortgage providers, instantly returning all available options with key terms and monthly costs for easy reference and comparison.
Ready to get started? Book a free demo
Get in touch to request a free two week trial run of the platform before signing up.